Title
Analyse du risque en assurance automobile: Nouvelles approches (Omn.Pres.Franc.) (French Edition),Used
Delivery time: 8-12 business days (International)
La recherche mene dans cette thse propose une contribution lanalyse du risque sur le march de lassurance automobile en France. Trois nouveaux axes sont prsents : le premier axe sinscrit dans un cadre thorique de march dassurance automobile. Un modle original de double asymtrie dinformation est prsent. Le principal rsultat qui en dcoule est lexistence de deux sortes de contrats dquilibre : un contrat sparateur et un contrat mlangeant. Le deuxime point est li la prise en compte de la sinistralit passe dans ltude de la relation risque couverture. Des modles bivaris et trivaris sont appliqus pour cette fin. Il en ressort que lhypothse de lasymtrie dinformation est vrifie. Enfin, la troisime question souleve dans cette thse concerne lapplication de la surprime aux jeunes conducteurs. Nous montrons par des modlisations conomtriques de la sinistralit que la lgitimit des assureurs proposer quasi systmatiquement des tarifs plus levs aux jeunes conducteurs par rapport aux conducteurs expriments nest pas toujours vrifie.
By changing our most important processes and
products, we have already made a big leap forward. This ranges from the
increased use of more sustainable fibers to the use of more
environmentally friendly printing processes to the development of
efficient waste management in our value chain.
Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
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Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
We accept payments with :
Visa, MasterCard, American Express, Paypal, Shopify Payments, Shop Pay and more.
Secure Payment
Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
We accept payments with :
Visa, MasterCard, American Express, Paypal, Shopify Payments, Shop Pay and more.