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Beyond MicroCredit: Putting development back into microfinance,Used
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Microfinance is one of the fastest growing development strategies, in many ways it is already outgrowing development with several microfinance institutions becoming banks. But it is becoming clear that the provision of credit for enterprise development is not on its own leading to development. Beyond MicroCredit sets out how Indian MicroFinance Initiatives are combining microfinance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions. It illustrates each of these from actual microfinance practice and explores the organizational challenges of combining such development goals with financial service provision. It includes detailed analysis of "selfhelp groups"; comparisons with microfinance practice in Bangladesh and contemporary methods of assessing performance and impact.
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