Title
CRAMDOWN,Used
Delivery time: 8-12 business days (International)
Loan modification. If you don't know this term, you will soon. The bank bailouts and economic stimulus measures of the late 2000s have created a financial environment in which all kinds of contracts are negotiable...and renegotiable. This may seem like a chaotic freeforall. But it's not. In order to take advantage of the opportunity to improve your situation, you need to know the rules. This book gives you those rules. Each part of the financial sector (home loans, car loans, student loans, etc.) has its own standards, priorities and procedures. If you know these, you can speak the language of today's deal. Of the cramdown.The Silver Lake Editors have been writing about risk and personal finance issues for more than a decade. Their other books include: "Scams , Swindles" and the national bestseller "Identity Theft." These books are designed to give careful consumers the tools they need to make smart decisions about their lives.The federal government has set up several programs to help homeowners modify their mortgages for better terms and lower rates. In order to qualify for these deals, you have to "unqualify" yourself from your present loan without disqualifying yourself from the new one. This isn't hard...if you know what to say.Credit card companies, auto finance firms and student loan servicers are all adopting modification programs of their own. If you learn the jargon and strategies for each (all in this book), you can improve your financial situation dramatically.In some cases, you may need to hire legal or financial help to renegotiate your debts. This book can help in that, too. You'll know the questions to ask and how to make sure your deal proceeds as it should.
By changing our most important processes and
products, we have already made a big leap forward. This ranges from the
increased use of more sustainable fibers to the use of more
environmentally friendly printing processes to the development of
efficient waste management in our value chain.
Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
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Visa, MasterCard, American Express, Paypal, Shopify Payments, Shop Pay and more.
Secure Payment
Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
We accept payments with :
Visa, MasterCard, American Express, Paypal, Shopify Payments, Shop Pay and more.