Title
Credit Risk Management: A Guide to Sound Business Decisions,Used
Delivery time: 8-12 business days (International)
How to decide when to say 'yes' to a credit applicantwithout jeopardizing your reputation or your company's bottom line Deciding whether a credit applicant is ultimately creditworthy involves more than just poring over their financial statementsit takes the kind of advice only an experienced credit expert, like Hal Schaeffer, can give. A 28year veteran of the credit screening process, Schaeffer outlines the nutsandbolts of assessing a credit applicant's financial health and ability to make good on a line of credit. In part one's clear, fourpart 'A, B, C, D' format (A is for Analysis, B is for Building Essential Business Credit Information, C is for Considering All Factors,and D is for Decision), the author examines a prospective borrower from every angle, using formulas, checklists of what to look for, and available outside information sources (from Dun & Bradstreet to the Internet) to get a genuine picture of an applicant's current finances and degree of credit risk. Also outlined are the financial, credit, and business factors that go into a 'sound business credit decision' a guideline for consolidating facts to vindicate your decision, as well as a series of twelve chapterlength case studies (contained in part two). Discussion includes:* Determining the cost and accuracy of financial information* Isolating information gaps in financial records* The actual costs (including total/partial loss of sale, insurance fees) and value (including future sales to the customer) to your company if credit is extended* The exact nature of the salelarge (or small); onetime deal or continuous; the expected profit margin* The controls your company has over the customerComplete with twelve chapterlength realworld case studies of problems typically encountered (with detailed solutions), Credit Risk Management offers practical, nononsense advice on how to minimize the risksand maximize the benefitsto you and your company when you finally say 'yes' to an applicant.
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⚠️ WARNING (California Proposition 65):
This product may contain chemicals known to the State of California to cause cancer, birth defects, or other reproductive harm.
For more information, please visit www.P65Warnings.ca.gov.
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Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
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Secure Payment
Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
We accept payments with :
Visa, MasterCard, American Express, Paypal, Shopify Payments, Shop Pay and more.