Eligibility Criteria for Granting loans: Conventional vs Islamic Banks: A Comparative Study,Used

Eligibility Criteria for Granting loans: Conventional vs Islamic Banks: A Comparative Study,Used

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Loan granting is one of the primary functions of the banks. Everyone wants loan to meet their need but not all are eligible. This is because lenders use eligibility criteria to pin point those applicants who are most likely to default on their credit agreement. The key objective of this study is to identify the factors included in the eligibility criteria for granting loans and then to compare the eligibility criteria for granting loans of conventional banks with Islamic banks. A total of 50 sample was tested in this research. 25 samples were taken from Conventional banks and 25 from Islamic banks. Theoretical framework includes credit score, employment status, repayment history, financial stability, and collateral. Regression Analysis was used to check out the inter dependency among the relevant components and to test the hypothesis empirically.The results and findings of this research paper are fundamental to both researchers and the practitioners

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We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.

Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.

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Warranty

We provide a 2-year limited warranty, from the date of purchase for all our products.

If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.

This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).

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