Title
Foreclosed: Highrisk Lending, Deregulation, And The Undermining Of America'S Mortgage Market,New
Delivery time: 8-12 business days (International)
Over The Last Two Years, The United States Has Observed, With Some Horror, The Explosion And Collapse Of Entire Segments Of The Housing Market, Especially Those Driven By Subprime And Alternative Or 'Exotic' Home Mortgage Lending. The Unfortunately Timely Foreclosed Explains The Rise Of Highrisk Lending And Why These Newer Types Of Loansand Their Associated Regulatory Infrastructurefailed In Substantial Ways. Dan Immergluck Narrates The Boom In Subprime And Exotic Loans, Recounting How Financial Innovations And Deregulation Facilitated Excessive Risktaking, And How These Loans Have Harmed Different Populations And Communities.Immergluck, Who Has Been Working, Researching, And Writing On Issues Tied To Housing Finance And Neighborhood Change For Almost Twenty Years, Has An Intimate Knowledge Of The Promotion Of Homeownership And The History Of Mortgages In The United States. The Changes To The Mortgage Market Over The Past Fifteen Yearsincluding The Securitization Of Mortgages And The Failure Of Regulators To Maintain Control Over A Much Riskier Array Of Mortgage Productsled, He Finds, Inexorably To The Current Crisis.After Describing The Development Of Generally Stable And Risklimiting Mortgage Markets Throughout Much Of The Twentieth Century, Foreclosed Details How Federal Policymakers Failed To Regulate The New Highrisk Lending Markets That Arose In The Late 1990S And Early 2000S. The Book Also Examines Federal, State, And Local Efforts To Deal With The Mortgage And Foreclosure Crisis Of 2007 And 2008. Immergluck Draws Upon His Wealth Of Experience To Provide An Overarching Set Of Principles And A Detailed Set Of Policy Recommendations For 'Righting The Ship' Of U.S. Housing Finance In Ways That Will Promote Affordable Yet Sustainable Homeownership As An Option For A Broad Set Of Households And Communities.
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Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
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Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
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Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
We accept payments with :
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Frequently Asked Questions
- Q: What is the main focus of the book 'Foreclosed'? A: The book 'Foreclosed' primarily focuses on the rise of high-risk lending in the United States, particularly subprime and exotic mortgage loans, and explains how deregulation and inadequate regulatory frameworks contributed to the collapse of the housing market.
- Q: Who is the author of 'Foreclosed'? A: The author of 'Foreclosed' is Daniel Immergluck, who has extensive experience researching and writing on issues related to housing finance and neighborhood change.
- Q: What type of condition is the book available in? A: 'Foreclosed' is available as a used book in good condition, ensuring that buyers receive a quality product.
- Q: How many pages does 'Foreclosed' have? A: 'Foreclosed' contains 280 pages, providing a comprehensive analysis of the mortgage market and its challenges.
- Q: What edition of the book is available? A: The available edition of 'Foreclosed' is illustrated, which may include visual elements to enhance the reader's understanding of the content.
- Q: When was 'Foreclosed' published? A: 'Foreclosed' was published on April 16, 2009.
- Q: What is the binding type of the book? A: 'Foreclosed' is bound in hardcover, offering durability and a professional appearance.
- Q: What are the key themes discussed in 'Foreclosed'? A: Key themes in 'Foreclosed' include the failure of federal regulators to control high-risk lending, the impact of mortgage securitization, and policy recommendations for sustainable homeownership.
- Q: Is this book suitable for those interested in economic policy? A: Yes, 'Foreclosed' is categorized under Economic Policy & Development, making it suitable for readers interested in economic issues related to housing finance.
- Q: What insights does the author provide regarding the mortgage crisis? A: Daniel Immergluck provides insights into the factors that led to the mortgage crisis of 2007 and 2008, emphasizing the need for regulatory reform to promote affordable and sustainable homeownership.