Title
GrassRoot Banking, Microcredit and Productivity in SubSaharan Africa: A Regional Analysis,Used
Delivery time: 8-12 business days (International)
SubSaharan Africa comprises of countries with high poverty prevalence rate, deteriorating human welfare development and high population growth rate, where majority of the populace dwells in the rural areas not served by the formal financial institutions. Thus, necessitated the creation of grassroot banks in providing microcredit for enhancing human welfare at the rural end of the economy. There is plethora of studies in literature on microcredit and poverty alleviation, but the controversies of the precise transmission nexus between grassroot banking, microcredit and productivity still remained a puzzle. In an attempt to make significant contribution in providing conceptual, theoretical and empirical evidences and highlights on the controversial issue. The transmission channel has been identified to stem from grassroot banks composition of rural based commercial and merchant banks, cooperative society and microfinance institutions in making available microcredit for rural financial users. The accessibility and availability of microcredit in terms of low interest rate, zero collateral and adequacy is found dependent on the operating environment of the financial system.
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Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
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Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
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Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
We accept payments with :
Visa, MasterCard, American Express, Paypal, Shopify Payments, Shop Pay and more.