Title
Health insurance coverage for the informal sector in Ghana: The role of Community Based Health Insurance in extending health ins,Used
Delivery time: 8-12 business days (International)
In Ghana, the National Health Insurance Scheme (NHIS) introduced in 2003 mandates every citizen to have insurance cover. However, whereas all formal sector workers contribute part of their social security as premium to the scheme, those in the informal sector (who constitute about 70% of the population) are required to voluntarily pay directly into their schemes. Also, even though a proposal has been made to exempt the poor, no mechanism has been determined to identify poor households for subsidy. This study sought to determine factors that affect enrolment and to determine a practical mechanism to identify the poor for enrolment. Findings from the study show that enrolment levels in all the three district schemes visited are low. One contributory factor was that the premium levels were not affordable to many households. The flat premiums charged by all the schemes contrary to the policy to graduate premium according to income levels served as a barrier to many households. Other challenges were physical access barriers to health facilities and low public education on the scheme. The study came up with a practical mechanism to identify the poor for enrolment into the scheme.
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⚠️ WARNING (California Proposition 65):
This product may contain chemicals known to the State of California to cause cancer, birth defects, or other reproductive harm.
For more information, please visit www.P65Warnings.ca.gov.
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To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
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We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
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Secure Payment
Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
We accept payments with :
Visa, MasterCard, American Express, Paypal, Shopify Payments, Shop Pay and more.