How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy,New

How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy,New

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The United States has two separate banking systems todayone serving the welltodo and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and checkcashing services to cover emergency expenses and pay for necessitiesall thanks to deregulation that began in the 1970s and continues decades later.Baradaran argues persuasively that the banking industry, fattened on public subsidies (including toobigtofail bailouts), owes lowincome families a better dealHow the Other Half Banks is well researched and clearly writtenThe bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.Nancy Folbre, New York Times Book ReviewHow the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.Lisa J. Servon, American Prospect

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We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.

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To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.

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Warranty

We provide a 2-year limited warranty, from the date of purchase for all our products.

If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.

This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).

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