Title
How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy,Used
Sold by Ergodebooks, an authorized reseller.
Returns accepted within 30 days | support@ergodebooks.com
Shipping Information
- Free Standard Shipping — United States only
- Processing Time: 1–3 business days
- Estimated Delivery: 3–5 business days after dispatch
- Double-boxed, fully insured & discreetly packaged
- Tracking number sent via email once dispatched
- Orders over $250 require signature upon delivery. Taxes calculated at checkout.
Returns & Refund
Returns accepted within 30 days of delivery.
Damaged or Defective Item
Free return shipping + replacement or full refund
Wrong Item Received
Free return shipping + replacement or full refund
Change of Mind
Return shipping at customer's expense · 25% restocking fee applies
Payment Option
The United States has two separate banking systems todayone serving the welltodo and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and checkcashing services to cover emergency expenses and pay for necessitiesall thanks to deregulation that began in the 1970s and continues decades later.Baradaran argues persuasively that the banking industry, fattened on public subsidies (including toobigtofail bailouts), owes lowincome families a better dealHow the Other Half Banks is well researched and clearly writtenThe bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.Nancy Folbre, New York Times Book ReviewHow the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.Lisa J. Servon, American Prospect
⚠️ WARNING (California Proposition 65):
This product may contain chemicals known to the State of California to cause cancer, birth defects, or other reproductive harm.
For more information, please visit www.P65Warnings.ca.gov.