In Their Own Hands: How Savings Groups Are Revolutionizing Development,New

In Their Own Hands: How Savings Groups Are Revolutionizing Development,New

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Two and a half billion people worldwide, most of them desperately poor villagers, need a better way to save and to borrow. Even the most innovative banking institutions cant reach them; savings groups can.In savings groups, members save what they can in a communal pot and loan their growing fund to each other for their shortterm needs. Jeffrey Ashe and Kyla Neilan illustrate how these savings groups form and function and how little outside support is actually required for their success. Drawing on decades of Ashes personal experience, this book describes how he developed Saving for Change, which leveraged the wisdom and strength of group members to train and establish new groups. Thismodel has impacted the lives of 680,000 people across five countries.Savings groups are a catalytic innovation that bypasses subsidies, dependency, and high costs while effectively reducing chronic hunger, building assets, and empowering the community. Today, saving groups have 9 million members around the globewith minimal support, membership could grow to ten times this number.

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Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.

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To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.

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Warranty

We provide a 2-year limited warranty, from the date of purchase for all our products.

If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.

This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).

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