Title
Life After Debt: How to Repair Your Credit and Get Out of Debt Once and for All,Used
Delivery time: 8-12 business days (International)
Product Description The author ofHow to Beat the Credit Bureaus discusses the causes of indebtedness and teaches people how to solve their credit problems and establish good credit. 25,000 first printing. Tour. From Booklist Public libraries have always been faced with patron demand for information on how to file for bankruptcy. Today's financially troubled patrons, however, are seeking more options. "Credit repair" has become a buzzphrase of these economically difficult times. Hammond is a credit consultant and member of the Consumer Credit Commission, a consumer rights organization. He warns that many of the socalled credit repair services that have sprung up are out only to exploit the unwary, and he follows with his own tips on avoiding debt, obtaining credit, and restoring poor credit. He shows how to negotiate with creditors and explains how credit bureaus work. Sample letters are provided throughout, and more than 125 pages of appendixes list credit services, counselors, secured credit card providers, and government agencies. Reproduced are the texts of various consumer credit laws. Although he offers a disclaimer discouraging their use, Hammond also includes several highly questionable tactics such as falsifying Social Security numbers and using alternate names to create "new" credit histories. Let your selection policy be your guide.David Rouse
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Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
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Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
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Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
We accept payments with :
Visa, MasterCard, American Express, Paypal, Shopify Payments, Shop Pay and more.