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If you have any questions, you are always welcome to contact us. We'll get back to you as soon as possible, withing 24 hours on weekdays.
Customer service
All questions about your order, return and delivery must be sent to our customer service team by e-mail at yourstore@yourdomain.com
Sale & Press
If you are interested in selling our products, need more information about our brand or wish to make a collaboration, please contact us at press@yourdomain.com
Since the turn of the Millennium, microinsurance has grown to significant prominence in the development discourse. Microinsurance is seen is one of the key tools to reduce the vulnerability of lowasset families in developing countries. It is also increasingly perceived as a business opportunity by insurance companies. However, to date little is known about the social impact of microinsurance. Does it really help lowasset people to manage their daily risks in a better way? How does this work in detail? Are there any unintended social "sideeffects"? This PhD contributes to answering these still largely unexplored questions. It is based on a largely qualitative analysis of the social impacts of a simple creditlife microinsurance product in Indonesia. Despite the product's simplicity, its social impact turns out to be a highly complex process deeply enmeshed and contingent on social and religious context. The present study reveals that the intended developmental impact of this particular microinsurance product in Indonesia was literally "micro", with a number of unexpected and ambiguous social consequences.
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