Title
NON PERFORMING ASSETS IN C00PERATIVE BANKS: Status, Impediments and Causative Factors of Non Performing Assets in Cooperative ,Used
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Cooperative banks have evolved as one of the most effective instruments of economic transformation. However, credit risk is acute due to their priority sector lending in the federal cooperative credit structure. Non Performing Assets (NPAs) in the loan portfolio jeopardize the economy at the macro and micro level. Despite effective credit management, the presence of NPAs in the portfolio of Central Cooperative Banks has become unavoidable. This book probes into the status of NPAs and their effect on the financial health profitability, liquidity and solvency. Default of cooperative credit has a detrimental effect on each level of the federal cooperative credit structure. The causative factors for default of cooperative credit and the factors discriminating defaulters have been identified. This book would benefit researchers and bankers interested in the field of NPA Management in Cooperative Banks.
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