NonPerforming Assets (NPAs) in Indian Banks: Issues, Perspectives and Future Directions,Used

NonPerforming Assets (NPAs) in Indian Banks: Issues, Perspectives and Future Directions,Used

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The present study deliberates on the various issues, perspectives and future directions of nonperforming assets (NPAs) in Indian Banks. The current banking environment shows that one of the major constraints of the competitive efficiency of banks is the tendency to accumulate poor quality of assets because NPAs act as a drag on profitability and inhibits the lending decisions of the banks. The essential component of a sound NPA management system is quick identification of nonperforming advances, their containment at minimum levels and ensuring that their impingement on the financials is minimum. The approach to NPA management has to be multipronged, calling for different strategies at different stages a credit facility passes through. The study also discusses the global scenario of NPAs along with specific country analysis, the regulatory framework adopted in India along with a strategic course of action to stop conversion of loans and advances into NPAs, recovery of NPAs and converting NPAs into performing advances.

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We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.

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To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.

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Warranty

We provide a 2-year limited warranty, from the date of purchase for all our products.

If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.

This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).

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