Pricing Credit Products

Pricing Credit Products

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In The Wake Of The 2008 Financial Crisis, It Became Apparent That Pricing Loans In A Way That Is Profitable For Lenders And Sensitive To Risk Is Anything But Simple. Increasingly, Lenders Are Following The Lead Of Other Retailers By Segmenting Their Market And More Precisely Targeting Customers. To Do This Successfully, Lenders Must Engage Analytic Approaches, Such As Machine Learning And Optimization, In Setting Prices For Each Segment.Robert L. Phillips Worked With Major Banks And Financial Services Companies For More Than A Decade To Help Them Improve Their Pricing Capabilities. This Book Draws On His Experience, As Well As The Latest Academic Research, To Demonstrate How Lenders Can Apply The Proven Techniques Of Price Optimization To Responsibly Improve The Profitability Of Their Loans. It Is A Goto Resource For Academics And Professionals Alike, Particularly Lenders Who Are Looking For Ways To Do Better Business In An Increasingly Competitive (And Regulated) Market.

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Shipping & Returns

Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.

Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.

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Warranty

We provide a 2-year limited warranty, from the date of purchase for all our products.

If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.

This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).

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Frequently Asked Questions

  • Q: What is the main focus of 'Pricing Credit Products'? A: The book primarily focuses on how lenders can use analytic approaches, such as machine learning and optimization, to set profitable and risk-sensitive prices for loans.
  • Q: Who is the author of this book? A: The author of 'Pricing Credit Products' is Robert L. Phillips, who has extensive experience working with major banks and financial services companies.
  • Q: When was 'Pricing Credit Products' published? A: The book was published on July 10, 2018.
  • Q: What is the format of the book? A: This book is available in hardcover format.
  • Q: How many pages does 'Pricing Credit Products' have? A: The book contains 256 pages.
  • Q: Is this book suitable for both academics and professionals? A: Yes, it serves as a valuable resource for both academics and professionals, particularly those in the lending industry.
  • Q: What techniques does the book cover for pricing optimization? A: The book covers proven techniques of price optimization that lenders can apply to improve the profitability of their loans.
  • Q: Does the book provide real-world examples? A: Yes, it draws on the author's experience working with banks and includes insights from the latest academic research.
  • Q: Is there a specific target audience for this book? A: The target audience includes lenders and financial professionals looking to improve their pricing strategies in a competitive market.
  • Q: What edition of the book is available? A: The book is available in its first edition.