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In diesem Buch werden intertemporale Kapitalakkumulation (privates Sparen) und interpersonelle Umverteilung (Renten und Arbeitslosenversicherung) in einem zweistufigen kontrolltheoretischen Ansatz zusammengefgt. Der Rahmen der staatlichen Umlageversicherung bt einen Einflu auf das Individualverhalten aus und diese Rckkopplung kann bei der staatlichen Planung mitbercksichtigt werden. Dies fhrt zu einem System von Rentenformeln, die anhand der Sterbetafeln ausgewertet werden knnen. Unter anderem werden folgende Fragen untersucht: Wie mu eine Rentenversicherung optimal gestaltet werden, die individuelle Eigeninitiative mit ins Kalkl zieht? Gibt es Anreizeffekte des Staates, um das private Sparen zu frdern? Ist eine Basisrente sinnvoll? Ist eine Verschiebung des Rentenzeitpunktes sinnvoll? Ergeben sich geschlechtsspezifische Unterschiede? Fhrt die Ersetzung privaten Sparens zu anderen Ergebnissen als eine Lebensversicherung? Welche spezifischen Unterschiede gibt es im betrachteten Kontext im Untersttzungsmodus zwischen Renten und Arbeitslosenversicherung? Im Rahmen dieser Darstellung zeigt sich, da einige der Paradigmen der derzeitigen Sozialversicherungsstruktur nicht optimal sind. Insbesondere gilt, da ein Mehr an individueller Eigeninitiative zu besseren Ergebnissen fhrt.
⚠️ WARNING (California Proposition 65):
This product may contain chemicals known to the State of California to cause cancer,
birth defects, or other reproductive harm.
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