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Prospects For Social Security Reform (Pension Research Council Publications),Used
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The United States social security system is the nation's largest social insurance program. As such, it has a farreaching impact throughout the economy, influencing not only oldage economic security but also many behaviors, including corporate employment policy, retirement patterns, and personal saving. In the past, the system's universal coverage and generous benefits ensured popular support to a degree enjoyed by no other form of 'big government' social spending.Yet over twothirds of all Americans today believe that the social security system will face bankruptcy by the time they retire. The question of social security reformhow to reform the system or whether the system needs reform at allis the subject of heated debate at all levels of government, in the media, and among workers, pensioners, and employers.Prospects for Social Security Reform informs the debate by exploring why the system is at a crossroads today and what to do about it. Contributors detail the size and nature of the problem, explain views of key 'stakeholders' regarding reform options, and report new evidence on how reform might affect the economy. Research findings and public opinion polls are analyzed, as are lessons from other countries experimenting with new ways to deliver oldage benefit promises.No other volume includes as diverse and expert a set of perspectives on reform and privatization as those gathered here from economists, actuaries, employers, investment managers, and representatives of organized labor. Among its chapters is the pathbreaking study 'Social Security Money's Worth,' the 1999 winner of the TIAACREF's Paul A. Samuelson Award for Outstanding Scholarly Writing on Lifelong Financial Security.
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