Title
Risky Business: Why Insurance Markets Fail And What To Do About It,New
Delivery time: 8-12 business days (International)
An engaging and accessible examination of what ails insurance marketsand what to do about itby three leading economistsThe authors . . . do a masterful job of explaining the intractable complexities created by this socially vital activity.Martin Wolf, Financial Times, Best Books of 2022: EconomicsWhy is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and servicesfor instance, a grocer who doesnt care who buys the stores broccoli or carrotsinsurance providers are more careful in choosing their customers, because some are more expensive than others.Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether wed be better off with governmentmandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues youve often wondered about, as well as for others you havent yet considered.
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⚠️ WARNING (California Proposition 65):
This product may contain chemicals known to the State of California to cause cancer, birth defects, or other reproductive harm.
For more information, please visit www.P65Warnings.ca.gov.
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Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
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Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
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Frequently Asked Questions
- Q: What is the main focus of 'Risky Business: Why Insurance Markets Fail and What to Do About It'? A: The book examines the complexities of insurance markets, exploring why certain insurance products are problematic, such as dental and pet insurance, and discusses potential improvements.
- Q: Who are the authors of this book? A: The book is authored by Liran Einav, Amy Finkelstein, and Ray Fisman, who are recognized economists specializing in insurance markets.
- Q: When was 'Risky Business' published? A: The book was published on January 31, 2023.
- Q: What type of binding does this book have? A: This book is bound in hardcover, providing durability and a quality feel.
- Q: How many pages does 'Risky Business' contain? A: The book contains a total of 280 pages.
- Q: What insights does the book provide regarding insurance providers? A: The authors explain how insurance providers choose customers based on their risk profiles and the implications of this selection process.
- Q: Is this book suitable for someone without a background in economics? A: Yes, the book is designed to be engaging and accessible, making it suitable for readers without a formal background in economics.
- Q: What are some topics discussed in the book? A: Topics include the reasons behind insurance entrepreneurs' failures, the role of government in insurance, and the impact of personal data on insurance pricing.
- Q: Does the book address the issue of privacy in insurance? A: Yes, it discusses the concerns related to privacy and the extent to which insurers should access personal information.
- Q: What is the intended audience for this book? A: The intended audience includes policymakers, business professionals, students, and anyone interested in understanding the intricacies of insurance markets.