Save Your Retirement: What to Do If You Haven't Saved Enough or If Your Investments Were Devastated by the Market Meltdown,Used

Real Solutions for Saving Your RetirementNo Matter Where You Stand Right Now!Stepbystep plans you can use if youre planning to retire in5 years 10 years 15 years over 20 years or tomorrow!The market meltdown has all of us worrying about whether we will ever be able to retire. Worrying doesnt help you. Planning does. Save Your Retirement by Frank Armstrong, III and Paul B. Brown canand shouldserve as your battle plan.John A. Byrne, Executive Editor, BusinessWeekConvinced the sinking economy has dragged your retirement plans down with it? Save Your Retirement shows theres still treasure inside that wreckage and provides a map to help you find it.Josh Hyatt, Money MagazineWhether youre just beginning a career or youre five years from retiring, the authors show you how to take a realistic look at your current financial status and your retirement goals. With a refreshingly positive approach, they give all of us, no matter our life stage, a blueprint for successful retirement.Professor Larry Meiller, Talk Show Host, Wisconsin Public RadioFrank Armstrong, III and Paul B. Brown heal your retirement anxiety and show you exactly how to achieve financial security for the golden years. Youll actually be excited to save!Farnoosh Torabi, Author of Youre So Money: Live Rich Even When Youre NotTerrified about retirement? Stop losing sleep, and take action! This book gives you specific, stepbystep plans you can use to save your retirement. Forget onesizefitsall solutions that dont fit your life. Here are personal plans focused on your unique situationwhether youre 5, 10, 15, or 20plus years away from retirement or are scheduled to retire now. (Theres even a detailed plan for people whove already retired and want to make sure their money lasts!) No matter what the market meltdown did to your portfolio or how little youve saved, you can save your retirementif you start now. Get this book, and get started!All the help you need to save your retirement:Where to move your savings How to recalculate what youll really need to retire How to assess when you can now afford to retire How to change your approach to investing How to use the federal tax system to save more What to expect from Social Security nowPart I: Lets Take a Deep Breath and Get Our Bearings 1Chapter 1: Theres Hope3Chapter 2: You Are Not Alone: Just About Everyone Is Unprepared to Retire the Way They Want11Chapter 3: Maybe You Dont Want to Retire23Chapter 4: Before You Begin Your Rescue Efforts: Things to Do to Make Sure You Dont Make the Situation Worse29Part II: Working with the Scenario That Is Right for You 63Chapter 5: R(etirement) Minus 20 (or More) 71Chapter 6: R15 79Chapter 7: R10 95Chapter 8: R5 107Chapter 9: R=0 117Chapter 10: R+ 123Part III: (Dramatically) New Thinking 127Chapter 11: Maybe You Want to Retire Later 129Chapter 12: Dont Touch Up the XRays 133Chapter 13: Dealing with Risk 141Chapter 14: Where Does Social Security Fit In? 151Chapter 15: What to Do the Moment You Stop Reading 161Chapter 16: Final Thoughts 167Part IV: Appendices 173Appendix A: Where Does the Money Go? 175Appendix B: Getting to Whats Next 183Appendix C: Useful Links and Resources for Retirees 191Appendix D: Suggested Asset Allocation Models 195Index 199