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Shortchanged: Why Women Have Less Wealth and What Can Be Done About It,Used
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Women now receive more college degrees than men, and enter the workforce with better job opportunities than ever before. Indeed, the wage gap between men and women has never been smaller. So why does the typical woman have only 36 cents for every dollar of wealth owned by the typical man? How is it that nevermarried women working fulltime have only 16% as much wealth as similarly situated men? And why do single mothers have only 8% of the wealth of single fathers?The first book to focus on the differences in wealth between women and men, Shortchanged is a compelling and accessible examination of why women struggle to accumulate assets, who has what, and why it matters. Mariko Lin Chang draws on the most comprehensive national data on wealth and on indepth interviews to show how differences in earnings, in saving and investing, and, most important, the demands of caregiving all contribute to the genderwealth gap. She argues that the current focus on equal pay and familyfriendly workplace policies, although important, will not ultimately change or eliminate wealth inequalities. What Chang calls the 'wealth escalator'comprised of fringe benefits, the tax code, and government benefitsand the 'debt anchor' must be the targets of policies aimed at strengthening women's financial resources. Chang proposes a number of practical suggestions to address the unequal burdens and consequences of caregiving, so that women who work just as hard as men will not be left standing in financial quicksand.A comprehensive portrait of where women and men stand with respect to wealth, Shortchanged not only sheds light on why women lack wealth, but also offers solutions for improving the financial situation of women, men, and families.
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- Q: What is the main focus of the book 'Shortchanged'? A: The book focuses on the wealth gap between women and men, examining why women typically have less wealth despite advancements in education and job opportunities.
- Q: Who is the author of 'Shortchanged'? A: The author is Mariko Lin Chang, who draws on national data and interviews to explore gender wealth disparities.
- Q: What are some key issues discussed in the book? A: Key issues include differences in earnings, saving and investing habits, and the impact of caregiving responsibilities on women's wealth accumulation.
- Q: When was 'Shortchanged' published? A: The book was published on January 12, 2012.
- Q: What type of binding does this book have? A: This edition of 'Shortchanged' is available in paperback binding.
- Q: How many pages does 'Shortchanged' have? A: The book contains a total of 226 pages.
- Q: What solutions does Mariko Lin Chang propose in the book? A: Chang proposes practical suggestions aimed at addressing the unequal burdens of caregiving and strengthening women's financial resources.
- Q: Is 'Shortchanged' suitable for anyone interested in workplace culture? A: Yes, the book is categorized under Workplace Culture and is relevant for anyone interested in understanding gender dynamics in wealth.
- Q: What makes 'Shortchanged' different from other books on gender equality? A: It specifically focuses on the wealth gap rather than just the wage gap, providing a comprehensive look at asset accumulation.
- Q: Can 'Shortchanged' help in understanding financial disparities in families? A: Yes, it offers insights into how financial inequalities affect women, men, and families, making it a valuable resource for understanding these issues.