Title
SME reaction towards Financial restraint: evidence from the Ethiopian manufacturing sector,Used
Delivery time: 8-12 business days (International)
Small and medium enterprises play a pivotal role in economic development in advanced, emerging, and developing economies. However, their survival and growth is plagued by financing constraints driven by market imperfections and underdevelopment. Financial reform is believed to provide a lasting solution but its success in enhancing credit access hinges on the reform policy pursued by governments. This induces an intriguing question as to whether the banking reform program in Ethiopia has given rise to expansion of credit to SMEs. Even more interesting is how SMEs aligned their financing with changes in the credit market. The book reports the effects of banking reform on SME access to credit and various alternative financing schemes they use. The book reveals that while there are structural changes in the Ethiopian banking industry, they are not accompanied with competition in the credit market. Consequently, small firms still have very limited access to the formal credit market. The most interesting finding is SMEs react towards credit restraint by designing alternative financing schemes.
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Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
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This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
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Secure Payment
Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
We accept payments with :
Visa, MasterCard, American Express, Paypal, Shopify Payments, Shop Pay and more.