Technology Adoption Behavior under Credit Constraint: A Study on Nepalese Farmer's Fertilizer Adoption Behavior under Imperfect ,Used

Technology Adoption Behavior under Credit Constraint: A Study on Nepalese Farmer's Fertilizer Adoption Behavior under Imperfect ,Used

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Technology adoption in the agriculture sector is a key for the overall development of a least developed country like Nepal. Lack of credit is an important constraint to technology adoption. Extensive imperfections in credit market get in the way of technology adoption behavior of farm households of such countries. This study explores the effect of credit market imperfection in fertilizer adoption behavior of farm households of Nepal using Heckman's two step procedure. This has been analyzed first finding factors determining both credit constraint situation and credit demand decision, and secondly how the level of credit affect fertilizer market participation and intensity of fertilizer use using household survey data for 150 household from Banke district of Nepal. The study found that poverty defined in terms of land holding size increased the credit constraint situation and the credit constraint affected fertilizer use intensity negatively. Credit market participation was determined by family size while amount of credit was dependent on land holding size even if most of the households borrowed in through group lending.

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Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.

Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.

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Warranty

We provide a 2-year limited warranty, from the date of purchase for all our products.

If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.

This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).

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