Title
The challenges facing SMEs in accessing credit (loans) in Ghana: The perspective of SME Operators,Used
Delivery time: 8-12 business days (International)
The Challenges facing Small and Medium Enterprises (SMEs) in Obtaining Credit in Ghana, highlights the issues facing Ghana's SMEs in their quest to accessing loans from financial institutions to undertake various business activities all in the name of creating jobs and the ultimate goal of helping to reduce poverty. There are financial institutions that are willing to provide credit facilities to SMEs but Ghanaian SMEs are not able to meet the requirements of these financial institutions even though they are really in need of the loan. Chief among the requirements demanded by these financial institutions is collateral. The nature of collateral in this part of the world is mostly landed property, which most SMEs cannot provide to cover the amount they really need. As a result, some of these SMEs settle for an amount far less than what they truly require to really drive their business agenda. This book thus takes a look at these challenges from the perspective of the Ghanaian SME operators.
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⚠️ WARNING (California Proposition 65):
This product may contain chemicals known to the State of California to cause cancer, birth defects, or other reproductive harm.
For more information, please visit www.P65Warnings.ca.gov.
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To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
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Secure Payment
Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
We accept payments with :
Visa, MasterCard, American Express, Paypal, Shopify Payments, Shop Pay and more.