Title
The Great Savings and Loan Debacle (Special Analysis, 911),Used
Delivery time: 8-12 business days (International)
During the 1980s, 525 insolvent savings and loans (S&Ls) were liquidated or sold at an enormous cost. Resolving the remaining troubled S&Ls could cost American taxpayers hundreds of billions. What went wrong with the industry? Are fraud and deregulation solely responsible for this financial disaster?In this volume the author argues that federal deposit insurance itself is largely to blame: by permitting institutions to operate with inadequate capital, the system subsidizes weak institutions while increasing the risk to taxpayers. In addition, regulation and supervision prevent S&Ls from adapting to changing market forces.Congress, the administration, and the regulatory agencies, the author says, have created a flawed deposit insurance system and a rigid, outdated supervisory and regulatory structure. He recommends a thorough reexamination and restructuring that would protect both depositors and taxpayers and would allow the industry to respond to changes in the marketplace.
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Shipping & Returns
Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.
Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.
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If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
Warranty
We provide a 2-year limited warranty, from the date of purchase for all our products.
If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.
This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).
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Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
We accept payments with :
Visa, MasterCard, American Express, Paypal, Shopify Payments, Shop Pay and more.