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The Procrastinator's Guide to Financial Security: How Anyone Over 40 Can Still Build a Strong Portfolioand Retire Comfortably,Used
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For the burgeoning number of baby boomers, retirement is barreling fullsteam ahead. And for many of them, having spent their lives focused more on consumption than on saving and investing, the future is looking pretty meager.According to a recent study by the AARP, the average boomer's net worth is less than $50,000far less than a person needs to retire comfortably. The good news, though, is that it's not too late to rectify the situation.The Procrastinator's Guide to Financial Security supplies a crash course in the fundamentals of money management. In a clear, straightforward waybut with a tone that stresses the urgency of the situationthe book helps readers develop the knowledge, skills, and discipline they need to secure a comfortable retirement. They'll find sound advice and stepbystep strategies on how to:* Curb their impulse spending and get out of debt* Set up a financial plan and stick to their budget* Estimate the annual income they need to retire and use IRAs and salary deferral programs to reach that goal* Make savvy financial decisions concerning life insurance, refinancing a home, and saving for college tuition* Develop a personal investment philosophy* Practice smart investment strategies designed to increase wealthplus much more.
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