The Student Loan Mess: How Good Intentions Created a TrillionDollar Problem,New

The Student Loan Mess: How Good Intentions Created a TrillionDollar Problem,New

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This illuminating investigation uncovers the full dimensions of the student loan disaster. A father and son teamone a bestselling sociologist, the other a former banker and current quantitative researcherprobes how weve reached the point at which student loan debtnow exceeding $1 trillion and predicted to reach $2 trillion by 2020threatens to become the sequel to the mortgage meltdown. In spite of their good intentions, Americans have allowed concerns about deadbeat students, crushing debt, exploitative forprofit colleges, and changing attitudes about the purpose of college education to blind them to a growing crisis.With college costs climbing faster than the cost of living, how can access to higher education remain a central part of the American dream? With more than half of college students carrying an average debt of $27,000 at graduation, what are the prospects for young adults in the current economy? Examining how weve arrived at and how we might extricate ourselves from this grave social problem, The Student Loan Mess is a mustread for everyone concerned about the future of American education.Hard facts about the student loan crisis: Student loan debt is rising by more than $100 billion every year. Among recent college students who are supposed to be repaying their loans, more than a third are delinquent. Because student loans cannot be discharged through bankruptcy, the federal government misleadingly treats student loan debt as a government asset. Higher default rates, spiraling college costs, and proposals for more generous terms for student borrowers make it increasingly likely that student loan policies will eventually cost taxpayers hundreds of billions of dollars.

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Shipping & Returns

Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.

Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.

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Warranty

We provide a 2-year limited warranty, from the date of purchase for all our products.

If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.

This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).

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We accept payments with :
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