Understanding TIAACREF: How to Plan for a Secure and Comfortable Retirement,Used

Understanding TIAACREF: How to Plan for a Secure and Comfortable Retirement,Used

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TIAACREF is the largest private pension plan in the world, with more than $260 billion under management, including an estimated 1% of all shares traded on the New York Stock Exchange. And yet, while there is a wealth of information on IRAs, 401(k)s and other investment vehicles, until now there has been little guidance for the millions of TIAACREF plan participants and their advisors.The TIAACREF Book offers the definitive guide to TIAACREF for participants, estate planners, and financial advisors. Simply and clearlyand with a droll sense of humorthe authors explain the often complex legal and financial aspects of how the TIAACREF plan works, how the investment choices new participants make can affect the funds available at retirement, what the distribution options are for withdrawing money either before or after retirement, and how to leave the fund as an inheritance. For participants in the accumulation stage of their careers, the authors explain the important differences between fixed income securities (TIAA) and equity securities (CREF), and examine the investment choices for both. They address such important issues as how to allocate contributions, how portable an account really is, and how plans differ from employer to employer. In addition to the valuable primer on estate planningfrom how to quantify assets, needs, and income to how the Federal Estate Tax affects TIAACREF accountsthe authors explore in detail the distribution options available and help weigh the pros and cons of each choice.Drawing on their extensive work in the field of estate planning, the authors cover the gamut of what it takes to make the most out of a TIAACREF plan.TIAACREF is a registered trademark of the Teachers Insurance and Annunity Association/College Retirement Equities Fund Corporation.

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Shipping
We ship your order within 2–3 business days for USA deliveries and 5–8 business days for international shipments. Once your package has been dispatched from our warehouse, you'll receive an email confirmation with a tracking number, allowing you to track the status of your delivery.

Returns
To facilitate a smooth return process, a Return Authorization (RA) Number is required for all returns. Returns without a valid RA number will be declined and may incur additional fees. You can request an RA number within 15 days of the original delivery date. For more details, please refer to our Return & Refund Policy page.

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Warranty

We provide a 2-year limited warranty, from the date of purchase for all our products.

If you believe you have received a defective product, or are experiencing any problems with your product, please contact us.

This warranty strictly does not cover damages that arose from negligence, misuse, wear and tear, or not in accordance with product instructions (dropping the product, etc.).

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