Whatever Happened To Thrift?: Why Americans Don'T Save And What To Do About It

Whatever Happened To Thrift?: Why Americans Don'T Save And What To Do About It

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SKU: SONG0300158246
Brand: Yale University Press
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Not saving is more than just a problem that affects individual Americans and their familiesits a national problemIt is no secret that Americans save very little: every economic index confirms as much. But to solve the real mystery, we must ask the questions, Why? What are the effects on our economy? and What can be done about it?In this thoroughly researched and thoughtprovoking book, Ronald T. Wilcox clearly describes not only how the savings crisis adversely influences personal lifestyles over the long term but also how it can undermine our national wealth and standard of living. Wilcox cogently explains that savings are essential to fuel our nations economic growth, whether its putting money in the bank or in the form of direct loans to the government as savings bonds, for example. And, he presents unambiguous facts showing that a high proportion of current wage earners simply will not have enough money for selfsupport during retirementand that the government safety nets for income and health can no longer be counted on. Most important, Wilcox examines the many rational and irrational reasons behind individuals failures to put money away, what third parties such as corporations and government can do to help, and the steps people can take today to help themselves.The book is an attempt to reinvent thrift in the United States, to find practical ways to help people consume less and save more now so that we can be a richer people in the future and a more prosperous nation. It is a mustread for every corporate executive, policy maker, and concerned citizen.

⚠️ WARNING (California Proposition 65):

This product may contain chemicals known to the State of California to cause cancer, birth defects, or other reproductive harm.

For more information, please visit www.P65Warnings.ca.gov.

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